We Talk Simple Medicare

We have been in the insurance industry since 2006. At 123 Insurance Solutions Agency, we understand that Medicare sometime can be confusing. Here, we will try our best to help you understand about Medicare and what options Medicare advantage or Medicare Supplement plans are available in your area. Our goal is to let you understand about the Medicare basic and find the plans suitable to you.

Medicare Choices

FIRST:

ENROLL IN ORIGINAL MEDICARE. Original Medicare provided by the federal government.

Medicare Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B (Doctor Visit)

Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

SECOND:

Decide if you need additional coverage. You have two ways to get additional coverage.

Option 1 (You can add one or both of the following to Original Medicare):

MEDICARE SUPPLEMENT INSURANCE (Med Supp). Medicare Supplement insurance are offered by private insurance companies.

Med Supp covers some of the costs not paid by Original Medicare Parts A and B.

MEDICARE PART D (prescription drug coverage)

PART D is offered by private insurance companies.

OR

Option 2 ( Choose a Medicare Advantage plan)

MEDICARE ADVANTAGE PLAN (Sometime called Part C) is offered by private insurance companies.

PART C combines Part A (hospital) and Part B (doctor) and it also provides additional benefits.

Most Medicare Advantage plan cover prescription drugs also.

Herculesinsurance.com and or 123 Insurance Solutions Agency are not affiliated or endorsed by the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please call 1-800-MEDICARE or go to Medicare.gov to find out information on all of your options.

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